Manager/Senior Manager/AVP - Credit Risk Monitoring/Credit Administration - Bank

We are looking for a Manager / Senior Manager / AVP - Credit Risk Monitoring/Credit Administration for a well-established MNC Bank. The positions will be based at Mumbai.

Job Description :

- Should have good understanding of Credit Risk, Credit administration and regulatory guidelines related to credit

- Assist in loan policy update from time to time

- Review and benchmark of bank's processes related to credit administration and its alignment

- Monitoring and checking of quarterly unhedged exposure provision based on data received from customers

- Updation of covenant fro agreement and monitoring of compliance to covenants and informing any breach to front office

- Monitor covenant checks, due date control, approval conditions etc. done by the team and ensure all checks are carried out in a timely manner.

- Preparation of credit documentation by the team and support customization of documents with inputs from Legal

- Preparation of various regulatory RBI and HO reports ( including commitments lines )

- Identification of NPA and stressed assets & reporting to SMC on non-performing assets (NPA) and special mention accounts (SMA)

- Preparation and calculation of MCLR

- Checking and deviation sheets for non-standard INR and ECB loan documents