Manager/Senior Manager/AVP - CBO - Corporate Banking

We have an opening with leading bank for Manager _senior Manager _AVP

Only Female candidates

Here is the jd please check

Onboarding of customer

1. Sharing check list of KYC and other documents to the borrower

2. Follow ups with borrower and obtaining KYC documents as per check list.

3. Obtaining and verification of business reports viz. ACRA, D and B, ROC search, credit rating agencies etc in respect of borrower/guarantors.

4. Scrutiny of BQS scan of borrower/guarantors/ Directors etc. received from credit analyst/ Name screening using RAMP

5. Conduct of Pre ROC, CERSAI search (If applicable).

Account opening and limit node set up

1. Preparation of template (Maker) for new accounts (based on sanction letter issued by Credit) and liasioning with CLOP ( including DE dupe confirmation) for account opening, CIF creation and limit set up

2. Providing KYC and document confirmation through CBO certification to CLOP for CIF ID and Account opening.

3. Coordination with CLOP and business teams for carrying out modifications Mapping etc

4. Verification of Account limit, Drawing Power, limit nodes, Linking of account with limit nodes and ROI & Interest period

5. Creation of collaterals ID's in finacle and linking of security with limit nodes

Post disbursement activities

1. LIBOR set up at every interest period.

2. Conduct Unit Inspection

3. Put up periodical account status reports to CEO/Branch Head

4. Flagging off irregularities observed to RM/Credit/business team.

5. Handle account closure and release of securities.

6. Issuance of NOC/CIR for multiple banking transaction at frequent intervals

7. Monitoring transactions in escrow account.

8. Charge registration with ROC/CERSAI (if applicable)

9. Sharing Conduct of account and Review data, Irregularities etc to

Credit at the time of renewal of limit.

Audit, MIS

1. Facilitate Credit Auditors at the time of audit. Closure of audit queries.

2. All MIS related to Credit, Business and CBO.

Facility Agent

1. Liaisioning with Axis Trustee Services Ltd. wherever applicable.

2. To undertake Facility agent's activities in bilateral loans till the time FA is finalized.

3. Performing duties of Facility agent for bilateral loans viz. Sharing of interest advice/notice of interest period with borrower

4. Upkeep of remittance of apportioned interest/installment for loans down sold where Axis is acting as an agent.

Finacle Transaction

1. Issuance of advice to borrower for Interest/penal/Principal repayment

2. LIBOR/RoI updation in Finacle & intimating Risk, Treasury & Credit about interest resets for WCDL/RCF

3. Generating interest demand in Finacle

4. Resetting of repayment schedule post downsell/prepayment

5. Generating and issuing interest advice to the Borrower ( in cases where third party Agent is not present) and tracking & following up with Agent for issuance of interest advice ( in cases where third party Agent is present)

General

1. Periodic monitoring of interest accruals

2. Generating GST invoice/ voucher as applicable.

3. Assist operation team for Reconciliation of entries in Nostro/ SL account.

4. Conducting RE-KYC based on Risk classification

5. Undertaking UAT for new IT development

6. Process documentation & EGRC

Key Relationships

(Internal or External

Stakeholders)

External:

Customers, GIFT City Authorities, IFSCA, RBI, Statutory Auditors

Internal:

CEO, Departmental Heads and all the Branch Staff; RMs, Various functionaries in Central Office departments like Risk, Treasury Operations, Corporate Credit, WBP, Trade Finance Centre,