We are currently hiring for a Manager- Scorecard Development for a MNC Bank with an advanced degree in a quantitative discipline; requires extensive experience in areas of statistics, applied mathematics, SAS programming language applied in the area of risk scorecard / model development for retail banking / small business lending businesses. The individual will use these skills in the development of risk / credit scoring models and other risk analytics in retail banking / small business lending portfolios with the support of a dedicated team of Associate Managers. Responsibilities include developing statistically derived predictive models, perform decision tree based customer segmentation & profiling analyses, assist business implementation of sophisticated scoring models and providing analytic support to the Banks businesses across the globe. The individual is expected to deliver as a team timely while ensuring compliance to prevailing / applicable standards / legislation / policies.
Qualifications:
- Bachelors / Advanced (Masters or higher) Degree in Statistics, Applied Mathematics, Operations Research, Economics, Engineering or other quantitative discipline
- Excellent understanding of retail banking / small business / consumer finance products and business life-cycles (e.g. sales, underwriting, portfolio management, marketing, collections...)
- 5-8 in-depth years experience in hands-on quantitative analysis & statistical modeling in credit risk for retail banking / small business / consumer finance portfolios
- Experience in managing a relevant team is preferred
- Very good statistical programming skills in SAS (preferred) or similar, analytical skills and understanding of quantitative and statistical analysis
- Hands-on experience in mining data and understanding data patterns is an absolute necessary to continue to support / mentor the individual's team
- Demonstrated proficiency in scorecard development is a plus
- Experience in directly interacting with Business and exposure to International markets will be a plus
Competencies:
- Should have no qualms about getting involved in on the ground and data activities
- Analytical / Strategic / Conceptual thinking
- Attention to detail
- Problem solving
- Verbal/Written communication
- Presentation skills
- Highly motivated, organized and methodical
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