Manager - Risk Monitoring - Financial Services

Location - Bangalore

Exp - 2+ Years

Note : Bank/NBFC any product will do but should be from Banking and Financial services.

- Education - B.Tech must for experience less than 2 years,otherwise any graduate/PG from a reputed university should work.

- Relocation will be considered

- Risk Identification and Assessment: Utilizing statistical and analytical tools, the accountability involves identifying and assessing risks to the business.

- This includes delving into large datasets to uncover patterns, correlations, and trends that may indicate potential risks.

- By employing advanced analytical techniques, such as predictive modeling and data mining, auditors can better anticipate and mitigate risks before they escalate.

- Portfolio Analysis: Conducting portfolio-level analysis is crucial for understanding the overall credit exposure and risk distribution.

- By evaluating the composition of the loan portfolio, auditors can identify concentrations of risk and recommend strategies to optimize the risk-return profile.

- This may involve diversification tactics, adjusting lending criteria, or reallocating resources to minimize exposure to high-risk segments.

- Policy Development: Collaboration with the Credit Policy team is essential for developing and refining credit policies based on risk analysis findings.

- Auditors play a key role in providing insights and data-driven recommendations to inform policy decisions.

- By aligning credit policies with risk management objectives, organizations can establish clear guidelines for assessing creditworthiness and managing risk effectively.

- Reporting and Communication: Auditors are responsible for preparing risk reports and presentations for senior management.

- These reports highlight key risk exposures, trends, and mitigation strategies derived from analytical insights.

- Effective communication of complex analytical findings in a clear and concise manner is essential for informing strategic decision-making and ensuring alignment with organizational goals.

- Risk Mitigation: Collaboration with different departments is necessary to design and implement risk mitigation strategies.

- Auditors work closely with cross-functional teams to develop proactive measures aimed at reducing exposure to identified risks.

- Monitoring the effectiveness of these strategies and making adjustments as needed ensures ongoing risk management and resilience in the face of evolving threats