Manager - Risk Analytics & Modeling - NBFC

About Our Client :

Our client is one of the leading and fast growing NBFC backed by a reputed brand. They have businesses across SME, Retail, Mortgages, Vehicle and Personal loans and have extensive presence across India. They are experiencing significant growth and are looking for a highly skilled analytics professional having solid exposure in the credit risk analytics domain.

Job Description :

- Based out of Mumbai and reporting into the Head of Analytics, you would be responsible for carrying out a diverse spectrum of projects across risk modelling, model validation and risk strategy for the entire consumer lending portfolio of the NBFC.

Some of your key responsibilities shall be to :

- Develop, implement and validate retail credit scorecards as per business and credit requirement

- Review annual model performance through statistical validation and make refinements to improve the models where necessary

- Develop risk segmentation and strategies for increasing/decreasing customer exposure and credit collections

- Review and develop profitability based score cutoffs and enable discussions with respective business team

- Develop and articulate strategic recommendations based on rigorous data analysis

- Partner with business to understand business problems and marketing strategies

The Successful Applicant :

- Bachelors/Masters/Phd Degree in a Quantitative discipline (Statistics, Engineering, Economics etc )

- 4 + Years of experience in the risk analytics domain with a solid exposure of building application scorecards/behavioral scorecards/LGD/EAD/PD/BASEL models

- Experience of working with an Indian Bank/NBFC shall be preferred, however, we are also open to look at applicants having the relevant experience with a MNC Banking setup

- Proficiency in one or more of analytical tools such as SAS (Base Stat, E-miner, SAS EGRC), SPSS, SQL, KXEN, R etc

- Hands on experience in predictive analytics projects involving statistical modeling, logistic regression, linear regression, time series forecasting, customer segmentation etc

- Proven record of delivering significant business value from developing and implementing advanced analytical tools and insights

What's on Offer :

- Exciting opportunity to be a part of a fast growing NBFC setup that offers excellent career growth with market leading remuneration

- Cutting edge analytics projects focused on the Indian consumer lending space that will have demonstrable business impact