Manager - Retail Credit - Banking/NBFC

Retail Credit Manager

Role : Retail Credit Manager (1 Nos)

Location : Pune

Industry : Banking / NBFC

Relevant Required Experience : (2-3) years min.

The role description is mentioned below :

- Analysing/underwriting of Home Loan, Loan against Property, Lease Rental Discounting, and any other retail products offered by the bank.

- Due Diligence / Credit Checks / Credit analysis, Credit assessment of Loan, as per credit policy.

- Coordination with the Business department for processing of loan till final disbursement.

- Developing, maintaining and managing relationships with business generators like DSAs, Connectors, Chartered Accountants other financial consultants.

- Responsible for maintaining a good loan portfolio for the Mortgage business in the region.

- Undertaking site visits of properties to be mortgaged and residences of borrowers, as well ensure due diligence and KYC of borrowers.

- Ensuring proper documentation and Disbursement of retail Loans, following up and Clearing PDD< /span>.

- Thorough knowledge of various Retail Banking products.

- Understanding the intricacies of various cases and filtering them so that only appropriate cases are put up for approval.