Manager - Legal

Job Title: Legal Manager

Job Description :

- The Legal Manager will oversee Non-Performing Asset (NPA) and litigation management, ensuring effective handling of existing cases and comprehensive legal vetting of property documents for new customers.

- This role demands a solution-oriented approach and excellent decision-making skills.

Key Responsibilities:

NPA Management:

- Minimize NPA cases through strategic initiatives.

- Initiate proceedings under SARFAESI Act, arbitration, and section 138 notices.

- Manage execution of Debt Recovery (DM) orders through enforcement agencies.

Litigation Management:

- Attend and represent the company in court cases.

- Conduct visits to Debt Recovery Tribunals (DRT), Civil Courts, High Courts, and police stations as needed.

- Draft and vet legal documents including equitable mortgages, simple mortgages, and related declarations and undertakings.

Document Drafting and Vetting:

- Prepare and review retail loan agreements.

- Draft replies to legal notices and customer complaints.

- Respond to legal notices and address customer complaints effectively.

Title and Document Verification:

- Arrange for title search reports through external vendors.

- Coordinate with advocates for title investigations and discuss title issues and remedies before creating security.

- Complete Balance Transfer (BT) transactions with customers and oversee the scrutiny of original documents through legal vendors.

MIS and Reporting:

- Prepare and maintain Management Information Systems (MIS) for all NPA and litigation cases.

Qualifications:

- Bachelor's degree in Law (LLB) or a related field; additional qualifications or certifications are a plus.

- Proven experience in legal management, particularly in handling NPA cases and litigation.

- Strong understanding of legal processes and property laws.

- Excellent drafting, communication, and decision-making skills.

- Ability to work independently and manage multiple tasks efficiently.

Skills:

- Proficiency in legal research and document drafting.

- Ability to handle complex legal issues and provide sound legal advice.

- Strong organizational and analytical skills.

- Effective coordination with internal and external stakeholders