Manager - Data Scientist - BFSI

Or Client is one of the largest financial services company in India and is headquartered in Mumbai, Maharashtra.

Job Responsibilities

- Scorecard Building and Modelling

- Developing analytical models to assess risk profile of a customer / identifying cross-sell opportunities/fraud control for new and existing customers

- Responsible for development and deployment of various scorecards / models for the credit risk / Retail asset products within the specified timelines. Ensure the deployment also is line with company's strategies so as to gain maximum efficiencies.

- Estimate probability of default arising out of the scorecards and monitor deviation from expected default rates.

- Monitor portfolio and identify pockets of opportunity for business growth and risk alerts to control NPAs. Communicate these alerts to the respective owners and follow-up for closure

- Formulating data cuts and strategies to assess credit risk for new and existing customers. Give feedback to stakeholders to improve the usage of the models

- Develop novel approaches/algorithms in Risk modeling to constantly improve the operational efficacy of current models and its impact to stake holders

- To adopt the latest trends wrt fintech companies by applying the best-in-class financial models, risk strategies

- To work on various aspects related to automation of scorecards in Analytics domain.

- Explore data available within the ecosystem but not used currently to meet the above stated business objectives

- Innovation- Thinking, evolving and making significant changes in the processes, techniques, methods so as to save time, energy and money.

- Any other assignments depending on the needs of the organization

Educational Qualifications Key Skills

1. MCA/MTech/MSc Statistics or Economics/BTech/MBA or equivalent in Computer science/Statistics or related areas with strong inclination towards machine learning algorithms is preferred

- Experience of 2+ years in analytics/predictive modeling/machine learning

- Experience of 2+ years in Python/R in building as well as deploying scalable analytics based models