Manager - Credit Strategy & Credit Analytics

Manager - Credit Strategy & Credit Analytics

Role Summary/Purpose:

- As a Manager you will have the opportunity to work on major Business initiatives in the Credit Strategy team that contribute to growth and productivity objectives.

- This role enables you to work directly with the Business in catering to the end-to-end analytical needs for one or multiple sub strategy teams within broader strategy vertical.

- You will have the opportunity to work with cross-functional teams and leverage state of the art tools (viz., SAS, Python, R, Tableau, SAS E Miner, Model builder suite of products) along with managing projects.

Essential Functions / Responsibilities:

- Develop and support Best-in-class analytic Solutions/algorithms for Credit/Fraud Strategy team in the Credit function

- Identify the key trends associated with portfolio performance using Advanced Analytics and help the business to deploy necessary strategies to grow the book, reduce credit and fraud losses

- Partner with strategy implementation teams to ensure smooth implementation of the strategies within decision systems

- Leverage internal and external customer & account information ; use numerical, computation and other operations research techniques to build strategies, perform risk segmentation etc.

- Work on multiple projects simultaneously. Manage projects independently.

- Regularly communicate key trends with regards to portfolio performance to strategy managers and senior leadership

- Coach analysts in various business/technical aspects, establishing priorities and coordinating work

- Perform other duties and/or special projects as assigned.

Qualifications / Requirements:

- Minimum 5+ years Consumer Credit experience in Analytics

- Working knowledge of SAS, SQL, Python/R, Unix, Excel. Tableau, SAS E Miner would be a plus

- Working knowledge of Logistical/Linear/Regressions CHAID/CART/Clustering techniques, Optimization (LP, NLP, Integer Programming), Simulation & Neural network tools.

- Strong Team Player in cross-functional environment and excellent problem solving skills

- Strong written/oral communication skills.

Desired Qualifications:

- Minimum 3+ years hand on experience in Advanced Analytics.

- Exposure to Big Data technologies

- Work experience in a US financial institution or bank.