Manager - Credit - Loan Underwriting - NBFC/Bank

JOB Details:

Job Title / Role : - Manager - Credit -Mumbai

Designation: - Manager

Reporting to: AVP-Credit

Work Experience: 3-5

Number of Vacancy(s): 01

Location(s) of Job: Mumbai

Industry: Financial Services

Qualification : CA/MBA (Finance)

Job Description:

- Establish key qualification rules & credit worthiness of applicants

- Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations

- Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts

- Working on new credit monitoring measures and credit triggers and their tracking.

- Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client.

- Meeting clients at regular intervals and making detailed visit reports for further information on the clients

- Liasioning and networking in the industry to seek reference checks for clients as well as understanding the industry & economy dynamics

- Ensuring the approvals are taken as per policies laid down and ensuring the internal policies on credit are not violated

- Ensuring and monitoring that no external regulations of lending as and when updated by the various institutions like RBI, Sebi etc are not violated

- Supervising and ensuring quick recovery of credit reports and proper maintenance of credit files to avoid any operational risks

Candidate Profile:

Preferred Industry experience- NBFC/Banks handling secured or unsecure loan underwriting

Desired experience- Relevant credit assessment experience of 3-6 years with approval authority of 50 lacs and conducting client site inspection.

Willing to travel.

- Analytical bend of mind & Strong judgmental attributes

- Good organizational discipline and thirst for efficiency

- Good presentation skills

- Enthusiastic and dedicated

Kindly share your updated CV with following details for further discussion.

Current CTC:

Expected CTC:

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Preferred Location :

Why do you want to apply for this Job (Max 100 words) :

Reach Us on :

Contact Person : Mrs. Anushka Nibre | Vitasta Consulting Pvt. Ltd.

Contact No. : M- 9167904879 | | L-022-25476846/7/9

URL : www.vitasta.net