Manager - Credit Appraisal/Risk - BFSI

Role : MANAGER

Experience: 5 - 8 years

Qualification: BE+MBA / CA

Job Location: Delhi

Preferred Industries : Banks / NBFC / Rating Agencies, dealing with Power ie.. Renewable, Thermal / Infrastructure ie. Road, Ports, Highways etc. / Power Projects Consulting etc.

Candidate should have hands on experience/expertise on any of the following function :

- Credit Appraisal (Power/Infra)

- Project Monitoring (Power/Infra)

- Risk Management (Power/Infra)

- Restructuring of projects (Power/Infra)

- Debt Syndication

JOB ROLE:

- Develop a string of monitoring mechanism for asset managed by the Co.

- Monitor progress of projects on ground as well as financially.

- Interaction/liaison with borrower and various FIs/Banks.

- Restructuring of stressed assets of the Co.

- Ensure statutory and other compliances.

- Due diligence of debt proposals from entity, technical and financial perspective, financial modeling sensitivity analysis.

- Optimum project cost and Implementation schedule.

- Risk analysis & mitigation, Coordination with Risk team for obtaining risk report for proposals.

- Act as nodal point of the Co. with the borrower and Co-lenders till fist disbursement including Monitor the project progress, attend Consortium meetings.

- Coordination with Legal for finalization and execution of loan agreement.

- Contribute in policy framing of debt assistance - Maintaining MIS of proposal sanctioned.

- Post sanction work with legal/Finance team in loan execution and disbursement.

SKILLS & ATTRIBUTES

- Understanding of technical and commercial aspects of power sector/other infra sector.

- Understanding of critical financial issues in appraisal/due diligence/structuring of a product.

- Knowledge of RBI prudential norms.

- Must have successfully implemented restructuring of stressed assets.

- Knowledge of finance viz, analysis of balance sheets, P&L accounts, cash flows, financial ratios, working capital, discounting techniques - IRR, NPVs, financial modeling.

- Knowledge in regulatory aspects and working experience in other sustainable infra sector like sewage/ water treatment, electric mobility etc. would be added advantage.