Manager - Credit Analysis - Housing Finance

We have a Credit Manager - Housing Finance role available with a leading NBFC in Mangalore / Mysore.

Job Responsibilities:

- To scrutinize the credit proposals by analyzing the client creditworthiness, business strength, market credibility, Financial statements, Income Tax returns, cash flow statements, repayment track record, average bank balance & adherence to other internal credit norms

- To perform direct and thorough investigation and obtain relevant credit information through personal interaction with customer.

- To undertake detailed external research and market feedback including banker, Suppliers, customers on the loan proposal and evaluate the proposal in accordance

- To interact with the Legal and Technical agencies to ensure that property risk have been understood and mitigated.

- To submit Credit Appraisal Memo to the Sr. Credit Analyst / Regional Credit Manager for each proposal highlighting the key risks associated with the borrower to enable a prudent credit lending decision.

- Ensuring no loss of revenue - by issuing proper sanction letter as per approvals are being issued, capturing the right deviation while assessing the case

Requirements:

- MBA (fin) / CA with min 3 years post qualification experience

- 3+ years- experience as a Credit or Financial Analyst

- Strong knowledge of Microsoft Office suite

- Able to research and evaluate data to make informed decisions and solve problems

- Strong mathematical and analytical skills

- Sense of discretion and willingness to maintain strict confidentiality of pertinent and sensitive information

If interested please call Monal @ 8360251049