Manager - Credit Analysis - Corporate & FIG Sector - BFS

Purpose of Department

The Credit Analysis Unit (CAU) is a global function which works closely with Relationship Managers (RMs) to help them prepare Credit Proposals for their GB&M borrowing names across the FIG, Corporate and FIG Funds sectors. By closely managing the annual review work load and encouraging deep collaboration between CAU, RMs, Credit Risk, and Client Management, the Credit Analysis Unit maintains a flexible operating model ensuring new business transactions are consistently prioritized effectively to exploit revenue generation. CAU's vision is to consistently deliver superior quality of credit risk analysis and to be the best place of work fostering a team of highly engaged members who are committed to HSBC Values and Global Standards.

Role purpose

The role requires the Subject Matter Expert (SME) within the Centre of Excellence (COE) team to play a pivotal role in providing high quality domain and credit policy related support to the analytical teams in the Corporate and FIG sectors. The COE-SMEs will drive and instil best practices with regards to credit analysis produced by Offshore CAU and to play a pivotal role in leading some of the key transformation initiatives including Credit Streamlining and the RWA Accuracy Program. Over time, the SMEs will be expanding their domain to cover both the sectors - Corporate and FIG.

The broad responsibilities include:

- Ensure the credit submissions are consistent with the approved guidelines as stipulated in the corresponding FIM/DIMs and approved templates

- Provide both quantitative and qualitative feedback via a scorecard to each analyst submission that will become part of their performance scoring assessment, as well as direct 1:1 feedback as required

- Be closely integrated with the sector coverage teams to ensure CAU deliverables and timelines with regards to T-45 submission timelines and target KPIs are met, as well as support for new business opportunities

- Play a pivotal role in the on-going Credit Streamlining roll-out by ensuring that the approved templates are adhered to and that the write-ups succinctly capture the key risks, mitigants and supporting analysis from a risk perspective (writing for risk)

- Play the role of a SME with the aim of providing and nurturing technical and subject expertise covering sector, policy and country-specific credit policies and procedures

- Demonstrate sectoral and sub-sectoral expertise, track sectoral developments, identify themes for analysis and coordinate with Team Leads and Team Members to produce analytical reports