Manager - Asset & Treasury Operations - NBFC

Asset Operations:

Loan Disbursement and Documentation:

- Supervise the loan disbursement process, ensuring accuracy and adherence to internal policies.

- Oversee the documentation of loan agreements, ensuring compliance with legal and regulatory standards.

- Maintain records of loan disbursements and related documentation.

Asset Quality Management:

- Monitor the performance of the asset portfolio and implement strategies to minimize delinquencies and defaults.

- Review and analyze asset quality metrics, including NPA (Non-Performing Asset) ratios.

- Implement measures to improve asset quality and recovery efforts.

Collections and Recovery:

- Prepare and maintain complex structured finance repayment schedules.

- Develop and execute effective collections and recovery strategies.

- Lead a team responsible for recovering overdue payments and managing distressed assets.

- Liaise with legal and recovery agencies as necessary.

Treasury Operations:

Liquidity Management:

- Manage cash flow and liquidity, optimizing investments and funding sources.

- Ensure adequate funds are available to meet operational and regulatory requirements.

- Monitor and analyze cash positions and financial investments.

JOB DESCRIPTION:

Banking and Treasury Relationships:

- Oversee relationships with banks, financial institutions, and other treasury service providers.

- Execute and manage treasury functions, including bank transactions, investments, and risk management.

Compliance and Regulatory Reporting:

- Ensure compliance with NBFC regulations, including documentation and reporting requirements.

- Collaborate with the compliance team to address regulatory matters and changes.

- Prepare and submit required reports to regulatory authorities.

Process Improvement:

- Identify opportunities for process optimization and automation within asset and treasury operations.

- Implement best practices to enhance efficiency and reduce operational risks.

Team Leadership:

- Provide leadership and guidance to the asset and treasury operations teams, fostering a culture of accountability and excellence.

- Set performance goals, conduct regular performance evaluations, and support professional development.

- Chartered Accountant. MBA or relevant professional certifications.

- 2-3 years of experience in NBFC operations, including asset management, treasury, and collections, with a proven track record of managing loan portfolios and treasury functions.

- Strong understanding of NBFC regulations and compliance requirements.

- Excellent analytical and problem-solving skills.

- Proficiency in data analysis and reporting tools.

- Strong communication and interpersonal skills

- Leadership and team management capabilities.

Work Environment:

This role typically operates in an office environment. Some travel may be required for meetings, inspections, or field visits.