Magma - Credit Analyst

Job Accountabilities:

1) Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.

2) Evaluate customer records, generate financial ratios, conduct TVR with customer and references, conduct FRC to evaluate customers' credibility and paying capacity.

3) To evaluate proposals, prepare CAM according to the Prescribed screens, apply deviations. escalate proposals as per deviation and delegation authority.

4) Maintain TAT as per company norms.

5) Keep posting sales team to clear the queries raised by credit team.

6) Market visits to understand market, locations customer profiles and competitors.

7) Portfolio analysis and maintain ED and ID within desired norms.

Qualifications & Experience:

1. CA / MBA ( not a correspondence course ) / CS/ ICWA/ Post Graduate

2. Experience of credit atleast for 2 yrs

3. Must have experience of at least experince in credit for Tractor vertical

4. Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data