Magicpin - Senior Manager - Lending

Senior Manager - Lending

Key Responsibilities:

- Strategic Planning: Develop and execute strategies to drive merchant/partner acquisition and lending growth.

- Partner Engagement: Build and maintain relationships with merchants and partners to understand their credit requirements and offer tailored solutions.

- Credit Assessment: Collaborate with credit teams to evaluate applications, analyze financial health, and ensure robust risk management.

- Product Development: Work with cross-functional teams to design and enhance lending products that cater to merchant needs.

- Portfolio Management: Monitor loan portfolios to maintain credit quality and ensure timely repayments.

- Compliance: Ensure all processes comply with regulatory standards and company policies.

- Team Leadership: Mentor and guide junior team members to achieve operational excellence.

Qualifications:

- Proven experience in merchant lending, credit, or financial services, ideally in a fintech/startup environment.

- Strong understanding of credit underwriting, risk assessment, and merchant ecosystem.

- Excellent negotiation and relationship management skills.

- Data-driven mindset with a knack for problem-solving and process improvement.

- MBA/PGDM in Finance, Business Administration, or related fields preferred.

Why Join Us?

- Opportunity to work in a high-growth, dynamic startup environment.

- Collaborate with a passionate and talented team.

About magicpin:

magicpin is a hyperlocal commerce technology company that offers digital convenience to local merchants and real-world experiences for customers. It connects offline commerce - where 95% of transactions happen in India - to online. Magicpin's proprietary tech stack provides an end-to-end app-based retail marketing platform that allow:

- Local Retailers to increase traffic and transactions through promotions

- Customers to explore hyperlocal retail and earn rewards and savings

- Brands to connect with consumers and retailers directly and optimize supply chain performance for greater impact

magicpin brings alive the joy of shopping from local stores, which are the lifeblood of the economy. By connecting retailers big and small with customers, magicpin creates value for all in the hyperlocal retail ecosystem and allows them to leverage the fast-growing digital world. magicpin drives more than $2B+ in annual GMV. The app currently has more than 10M+ active users, is available in more than 50 cities in India and has more than 200,000+ brands, partners and retailers.