Posted By
Posted in
Banking & Finance
Job Code
1259398
Job Description :
- Would be responsible for managing the credit risk, portfolio hygiene and exposure management across (end to end activities) of the Co-lending partnerships under LL
- Understanding partner business model, underlying portfolio, partner's portfolio parameters, etc.
- Identification of risks and concerns and framing mitigation metrics around this
- Financial Due Diligence and Risk analysis of all the deals being entered into.
- Structuring the transaction in terms of pricing, ring fencing flows, to facilitate strong partnerships
- Solution driven and ability to manage multiple tasks by prioritising.
- Basic understanding & ability to under the legal documentation & guidelines governing lending business.
- Ensure post disbursement covenants and monitorables are stipulated and tracked
- Portfolio Monitoring activities encompassing exposure tracking, overdue distribution, business parameters of parameters, tracking key developments of partners for red flags
- Frame an early warning signal policy for the respective partnerships to ensure timely action
- Strong people / stakeholder management. This role requires deep linkages throughout the organization and partner ecosystem
- Ability to have an analytical bent of mind to analyse, improve and implement new & existing processes from scratch.
- Self-starter and high degree of motivation to go above and beyond the task at hand
- Excellent written and verbal communication skills as most of the discussions would involve CXO & senior management level brass to under Risk and Portfolio Related aspects of Partner.
- Demonstrated flexibility and agility to learn a new industry/ domain
- Solving problems through structured thinking, project planning and hands-on execution.
- Analysis of the gaps in the existing process and optimization of the same as strategic projects
- Be proactive about solving problems and take additional initiatives and responsibilities as and when they emerge
- Key inputs in product structuring, negotiation. Contracting, Execution and monitoring.
- Keep sharp eye on user experience and journey
Desired Candidate's Profile :
- Education - CA / MBA (Finance)
- Experience - 3+ Years with experience in wholesale / retail finance or financial due diligence along with cross functional stake holder management. Prior experience in roles dealing with fintech partnerships is an added advantage
- Excellent Verbal and Written skill
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Posted By
Posted in
Banking & Finance
Job Code
1259398