Lead - Risk & Actuarial - Automotive/Motor Insurance

Job Description:

Risk Modeling & Portfolio Monitoring:

- Develop sophisticated actuarial models to evaluate risk exposure.

- Design and implement portfolio monitoring strategies to mitigate risk dynamically.

- Leverage Early Warning Signals (EWS) for proactive risk intervention.

Loss Management & Reserve Structuring:

- Build risk provisioning frameworks that align with financial prudence and sustainability.

- Implement methodologies to manage downside risk effectively.

- Conduct scenario-based stress testing to enhance risk preparedness.

Insurance Product Integration & Risk Transfer:

- Work on innovative insurance-backed financial products.

- Optimize reinsurance and risk transfer strategies to ensure long-term product viability.

- Collaborate with insurers and financial partners to structure embedded risk solutions.

Regulatory Compliance & Risk Governance:

- Establish compliance frameworks in line with evolving regulatory requirements.

- Define and track key actuarial and risk management metrics.

- Ensure adherence to financial best practices and industry standards.

What We're Looking For:

- 4-8 years of experience in risk management, actuarial science, or portfolio monitoring.

- Expertise in Insurance risk modeling, pricing strategy, and insurance structuring.

- Familiarity with actuarial tools and data-driven decision-making frameworks.

- Background in motor insurance or fintech is a plus.

- Strong analytical and problem-solving skills with a data-driven mindset.

Why Join Us?

- Work on a first-of-its-kind financial product shaping the future of risk management.

- Lead actuarial strategy and risk innovation in a high-impact role.

- Collaborate with cross-functional teams in a dynamic, fast-paced environment.