Lead - Credit Analytics - BFS

Credit Analytics - Lead

ROLE:

- We are looking for a highly motivated and experienced Credit Analytics Lead to join our team. In this role, you will be supporting portfolio monitoring, insights and other credit forecasting initiatives. Your responsibilities will include, but are not limited to:

- Monitoring of portfolio performance and visualizing insights, performance, and trends in inputs/outputs for effective communication and decisioning

- Tracking of credit decisions, strategies, forecast and actions across acquisitions, servicing, and collections with a view of continuous improvement of processes

- Monitoring the competitive and economic environment with respect to credit performance and portfolio compositions

- Providing projections on key credit measures and stress testing them across scenarios.

- Maintaining and upgrading the credit analytics tools and datasets while working cross functionally to build the credit analytics infrastructure.

QUALIFICATIONS:

- Degree in a quantitative discipline like Economics, Finance, Mathematics, Statistics or related field, advanced degree preferred

- At least five years experience in data analytics, credit analytics, and/or risk management.

- Practical experience with statistical platforms such as R, Python, SAS, SPSS, or Matlab

- Advanced data modeling and data programming skills using large, complex data schemas

- Experience in alternative/thin file credit risk scoring a plus

- Extremely detail oriented and organized

- Ability to explain analytical concepts to non-technical audiences

- Self-directed with proven ability to research complex issues, work independently and multi-task several projects efficiently along with displaying a willingness to learn and adapt to changing scenarios