Lead Analyst - Credit Trading - Global Banking & Markets - Investment Bank

Group : Global Banking and Markets

Position : Lead analyst, Credit Trading - Markets, GBM Service Centres

Location : Bangalore

Role Purpose :

- Lead and Manage the Credit Trading team for Markets in Bangalore effectively

- Responsible for building an enthusiastic and motivated team that demonstrate Group Values and principles

- Provide leadership, support, guidance and coaching to the analysts in the team

- Have a sound understanding of the Credit Markets and the ability to liaise with the trading desks to ensure the timely and accurate delivery of tasks / projects identified

- High analytical skills, problem solving ability, strong written and verbal communication skills is paramount

- Be involved in strategic discussions with the senior management teams within the offshore centre and also with onshore business partners to enhance the quality of output

- Be open to working varied shift hours/days based on business requirements

Specific responsibilities include :

- Act as a Work Planner / Staffer to allocate multiples tasks/requests to adequate resources and have the ability to prioritize the work flow for team members and meet pre-defined deadlines

- Work with the team to provide high level summaries of credit situations as they evolve - core product output being credit - Tear Sheets- or - Profiles

- Maintain key data sets on relevant names, tracking core credit / operating metrics on a monthly basis / as available

- Provide high quality analytics around credit situations where a deeper level of understanding is required / for key desk axes / positions

- Aid with the maintenance of contact databases / lender lists / holder lists

- Keep the desk up to date with specific news flow

- Preparation and formatting of presentations / management information for desk use

- Collating information / data sets primarily using Bloomberg and other databases

- Drive performance management through coaching with productive use of Personal Development Plans and appropriate follow up

Principal Accountabilities : Key activities and decision making areas Typical Targets and Measures :

Impact on the Business/Function [COMPLETE 3-4 AREAS] :

- Proactively thrive to grow the business and improve work scope

- Responsible for the planning and delivery of multiple projects/tasks using adequate resources in the team

- Guide and work with analysts in the team on various projects

- Ensure the maintenance of internal databases and keep a check on data consistency and accuracy

- Perform in-depth analysis of financial statements, company profiling, data mining and analysis, preparation of presentations/reports

- Multi-tasking by working on multiple tasks/assignment simultaneously

- Accurate reports with consistent formatting

Ensure delivery of projects by the team as per the pre-defined timelines and proactively manage work priorities

Customers / Stakeholders [COMPLETE 3-4 AREAS] :

- Key resources in Credit Trading in London - including Regional Heads and associated resources

- Internal Collaboration - Develops close and effective working relationships within respective Regions/ Countries/Functions /Businesses

- Leads a Customer / Stakeholder-Centred Culture:

- Champions the development and delivery of initiatives to deliver outstanding customer service and improve customer / stakeholder advocacy

- Proactively leads research into external markets and competitors to identify and share ways to differentiate and deliver value to our customers / stakeholders in line with strategy

- Promotes the most appropriate and sustainable solution for our customers even when this may not be the most profitable short term solution for

- Deepens customer / stakeholder insight by gathering information from many sources and uses it to shape approach to our customers / stakeholders

- Ensures that customer propositions or business improvement programmes demonstrate clear, measurable, worthwhile benefits over the short, medium and long-term and identifies the full range of implications on the future success of the business

- Feedback from key Markets stakeholders

- Ensure stakeholder satisfaction through timely delivery of quality work

Leadership & Teamwork [COMPLETE 3-4 AREAS] :

- Responsible for employee engagement and monitoring of quality work execution

- Responsible for ensuring seamless communication and teamwork between Credit Trading resources in Onshore locations and counterpart resources in Bangalore

- Support the offshore Markets management on strategic and operational decision making

- Focuses on driving results, even under pressure, through personal drive and perseverance and by encouraging collaboration, creating clarity and building stakeholder commitment

- Develops the infrastructure and capabilities needed to enable operational effectiveness and the delivery of the desired results and ensures that decision making is delegated to the most appropriate people

- Leads and facilitates change, understanding and applying change methodologies to communicate about, prepare for and implement change successfully

- Emphasises the importance and value of taking a cross-business or international view when developing business management practises

- Establishing robust and sustainable markets capability in service centre

- Effective support within the team and ability to step up

Operational Effectiveness & Control [COMPLETE 3-4 AREAS]

- Lead the continuing development, implementation and improvement of the processes, structures, capabilities, capacity and infrastructure needed to deliver Credit Trading responsibilities

- Establish and maintain a robust and efficient control environment across the team together with early identification and effective resolution or escalation of issues that arise

- Build a culture of continuous improvement by leading through example and idea generation

- Adequately manage various projects and initiatives leading to process improvement

Major Challenges (The challenges inherent in the role that require a continual test of the role holder's abilities) :

- First offshoring of Markets Front Office roles so strong support and guidance will be required for the business

- A rapidly changing regulatory environment with extensive impacts on the Markets businesses

- A high risk and sensitive set of functions potentially to be offshored so it is critical there is no negative business or client impact

- Increasing focus on business continuity delivery

- Availability of appropriate resources and conflicting priorities across the business

Role Context (The environment and operating conditions of the role including the extent of guidance and authority) :

By the end of 2015 the GBM footprint across the GSCs will be over 7000 FTE across 7 centres and 6 countries. The Service Centres will be supporting all business lines within GBM including Markets, HSS and Banking. Within the GBM Service Centre responsibility is also some of the global functions support for the businesses including for example Wholesale and Traded Risk.

The Markets Front Office roles ned to be integrated in to the wider GBM Service Centre structure whilst ensuring appropriate segregation with an effective support structure both within Markets as well as the wider GBM and HOST structures.

Management of Risk (Operational Risk / FIM requirements) :

- The jobholder will ensure the fair treatment of our customers is at the heart of everything we do, both personally and as an organisation. This will be achieved by consistently displaying the behaviours that form part of the Values and culture and adhering to risk policies and procedures, including notification and escalation of any concerns and taking required action in relation to points raised by audit and/or external regulators.

- The jobholder is responsible for managing and mitigating operational risks in their day to day operations. In executing these responsibilities, the Group has adopted risk management and internal control structure referred to as the - Three Lines of Defence- . The jobholder should ensure they understand their position within the Three Lines of Defence, and act accordingly in line with operational risk policy, escalating in a timely manner where they are unsure of actions required.

- Ensures risk policies and governance frameworks are appropriately implemented in their part of the business

- Communicates changes in policy and governance and reinforces risk processes in the way their team work

- Establishes and maintains an environment where risk is routinely anticipated, acknowledged, identified, quantified and acted upon in a timely and efficient way

- Promotes the use of risk management processes and ideas to enable their team to manage risk ethically across regions and business areas and enable their teams to do business safely in accordance with corporate sustainability policies

Observation of Internal Controls (Compliance Policy / FIM requirements)

The jobholder will also adhere to and be able to demonstrate adherence to internal controls. This will be achieved by adherence to all relevant procedures, keeping appropriate records and, where appropriate, by the timely implementation of internal and external audit points, including issues raised by external regulators.

The jobholder will implement the Group compliance policy by containing compliance risk in liaison with Global Head of Compliance, Global Compliance Officer, Area Compliance Officer or Local Compliance Officer. The term - compliance- embraces all relevant financial services laws, rules and codes with which the business has to comply.

This will be achieved by adhering to all relevant processes/procedures and by liaising with Compliance department about new business initiatives at the earliest opportunity. Also and when applicable, by ensuring adequate resources are in place and training is provided, fostering a compliance culture and optimising relations with regulators.

Role Dimensions (e.g. balance sheet size, lending/expenditure limits, size/volume of transactions, budget) :

- No specific budget responsibility but will have oversight across GBM for spend and delivery across key initiatives.

Headcount reporting to this role Direct: 0 Indirect: 0 Total: 0

Knowledge & Experience / Qualifications (For the role - not the role holder. Minimum requirements of the role.) :

- Exceptionally qualified MBA's (with good CGPA score) and preferably with a CFA

- Minimum 4-5 years- of relevant experience of managing a team

- Any relevant experience / background of having worked as a credit analyst / M&A analyst / ratings analyst / Leveraged Finance analyst

- Strong accounts, finance, quantitative and business writing skills

- Excellent verbal and written communication skills with very strong analytical skills.

- Able to understand complex and diverse instruments

- Attention to detail and ability to ensure that information is captured in a timely manner

- Proven ability to prioritise workload effectively in line with business priorities

- Able to work independently, proactively and under pressure against multiple deadlines

- Familiarity with Bloomberg and Microsoft applications including Word, Excel, Powerpoint

- Good at multi-tasking and interpersonal skills

- Familiar to working in Global resourcing environment