Business analytics team is responsible for providing data driven insights to business teams in areas of underwriting, fraud, cross-sell, collection, and marketing.
This function is responsible for following :
- Managing the overall risk metrics for the portfolio
- Ensuring that the portfolio health is maintained within accepted risk parameters as laid down by the board
- Providing regular review and analysis of portfolio trends to detect deterioration in portfolio quality and suggest corrective actions
- Reviewing the impact of policy changes at regular intervals
- Working with business analytics team to run scenarios on historical data to make policy changes
- Monitoring predictive models for underwriting, business growth, cross-sell collections etc.
- Work closely with bureau to make best use of bureau data to achieve collection efficiency
Experience :
- Exposure to Bureau data/alternate data/Loan data
- Work experience with Banks/NBFC/Fintechs in a similar role
- Hands-on with python. Knowledge of Tableau/Shiny will be a plus
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