Karvy - Credit Rating Analyst

Credit Rating Analyst

Responsibilities :

- Deal Origination for debt transactions from intermediaries such as investment bankers, debt syndication firms and financial advisors across India as well as in-house divisions.

- Focus of investing in NBFCs, SMEs and Mid-corporate that require mezzanine or growth capital in the form of NCDs or preference capital.

- Initial Screening of the deal, based on In-House Credit Policy and showcasing it to the core team members for further discussion.

- Collecting further information from the company and conducting management meeting and/or plant visit.

- Credit evaluation, dedupe, Deal Structuring, Term Sheet Preparation and Negotiation.

- Convening Investment Committee meetings and proposing transactions for approval.

- Appointment of firms for Financial due diligence, legal due diligence, share valuation and trustee.

- Coordinating the process for financial Due-Diligence, share valuation, Legal Documentation and Trustees Management on the transaction.

- Managing the analyst for the desk for Research on the Opportunity, analysis of business plans and preparation of credit note.

- Monitoring of the portfolio on a continuous basis

Qualification, Experience & Desired Skills :

- Experience in ratings, credit underwriting or policy-related job role for Mid and Large Corporate segments in any Rating Agency, Bank, NBFCs, Research & brokerage houses or KPOs.

- CA, CFA or MBA

- Excellent analytical skills

- Strong Interpersonal / Communication skills

- Experience in handling large volumes and good in excel skills.

- Good understanding of Banking products