Karvy - Credit Analyst - Debt Portfolio Management

About Karvy Capital:

Karvy Capital Ltd is the Asset Management arm of Karvy Group, a 30 year-old diversified financial services conglomerate in India with presence in Stock Broking, Data Management, Institutional Equities, Wealth Management besides Asset Management. Karvy Capital Ltd is a thought leader in specialized investments and offers a wide range of investment ideas and products spread across various asset classes including Alternative Investments, Structured Products, Absolute Return Strategies, High Yield Debt and Equity. Its vision is to build and promote Alternate Asset Management business generating superior risk adjusted returns.

Purpose of role (KRAs):

Responsible for all round expertise in credit functions from initial credit analysis to ongoing monitoring of portfolio investments pertaining to Portfolio Management Services (Debt) and Alternate Investment Funds (AIF).

Key Responsibilities:

Primary Responsibilities: 

- Initial screening of the deal based on in-house credit policy and showcasing it to the core team members for further discussion. 

- Collecting further information from the company and conducting management meeting and field/plant visit. 

- Conduct research on the opportunity, analysis of business plans, cashflows, security structure and prepare credit note. 

- Credit evaluation, dedupe, deal structuring, term sheet preparation. 

- Appointment of Trustee and coordinating with externals firms for financial due diligence, legal due diligence, legal documentation and valuation of underlying securities.

- Monitoring the portfolio on a continuous basis and highlighting critical issues to the fund management team and Investment committee on a proactive basis, with recommendations regarding credit exposures and investment actions. 

- In case of stress assets, assist in formulating and executing strategies for recovery of investments

Secondary Responsibilities: 

- Deal origination for debt transactions from intermediaries such as Investment Bankers, debt syndication firms and financial advisors across the industry as well as in-house divisions. 

- Convening Investment Committee meetings and proposing transactions for approval. 

- Assist fund manager in negotiations and deal closure. 

- Interact with other market participants and peers to source relevant market information and intelligence.

Key skills required:

- Should have experience in credit analysis of corporates. 

- Exposure to structured credits, desirable. 

- Strong skill sets in financial and business analysis. 

- Advanced MS Excel . 

- Ability to multi-task and time management.