JP Morgan Chase - Executive Director - Credit - AWM

AWM - Executive Director - Mumbai

Description :

KEY PERFORMANCE AREAS :

- Lead Credit Document Life Cycle and New credit line setups and yearly reviews for Custom credit lending portfolio including but not limited to Aircraft, Yacht, Art, Real Estate, Life Insurance etc. by running the Collateral Analysis, Loss Given Default (LGD), Risk Grading, Client due diligence and Loan Pricing Tool (LPT) in partnership with Underwriters, Capital Advisory, Lenders and Bankers

- Approve Credit proposals depending on loan size and risk grading as per wholesale credit policies

- Production of quality documentation and edits, cross-regionally, on all standard and non-standard loan types

- Ensure compliance to Private Banking guidelines/policy and Federal Lending Regulations including but not limited to Fair Lending, Reg B, Reg Z, Reg O, Reg U, FACTACT, Sec 23A, SCRA, FinCEN, Rule 11D etc.

- Review set-up of Collateral agreements & loan covenants and use the information to prepare quality Loan Agreements and maintain critical Client credit data in Corporate Systems

- Review current and all pending exceptions to covenant agreement terms that occur. Confirms their accuracy and proactively identify appropriate resolution prior to escalation to extended team members to highlight to Underwriters and Bankers for resolution and ensure all credit risk recommendations and mitigations are implemented

- Support Credit and Capital Advisory requests for targeted data summaries and portfolio risk analysis. Receive and review pre/post-closing legal packages, comparing the legally documented terms and conditions to those stipulated in the credit approval mem, ensuring accuracy

- Manage market and LOB transfers as clients and facilities are moved to new markets or to other LOBs outside of PB

- Create Legal and the Credit File and Compliance Deal Folders for all facilities within Deal works and file completed proposals

- Partners and encourage team to liaise and partner with Capital Advisors and Analysts to capture terms and conditions stipulated in the credit approval and legal documentation into the corporate credit platform

- Coordinates with team and global partners with all aspects of portfolio management on a daily basis including, but not limited to, maturing facilities, client annual reviews, unlinked outstanding, over limits, temporary facility extensions or increases, document exceptions, covenant exceptions

- Ensures supervision and oversight on Client set ups for line of credit facilities in the credit systems and confirmations that all required credit documentation is complete

Minimum qualifications : Degree in Business Administration or Finance Graduate with relevant experience

Minimum experience :

- Minimum 15+ years of experience in Credit

- Experience in Underwriting, Credit Risk and/or Collateral Valuation and understands the complete credit life cycle.

- Possess a working knowledge of the financial markets and their asset vehicles including but not limited to Mutual Funds, Equities, Fixed Income and Municipals.

- Understanding of derivatives, FX and participations/syndications

- Understanding of credit legal issues and be able to quickly determine sensitivity to business risk

- Prior exposure to traditional credit products and traditional credit product loan documentation a plus

- Transformation ; Demonstrate and lead transformation mind set and drive significant change to make business scalable.

- Ability to perform in a fast-paced environment and handle multiple tasks through effective prioritization

- Strong knowledge of banking operations.

- Leadership skills to drive discussions and lead the group

- Relationship building with diverse groups and senior executives.

- Have an affinity or ability for systems thinking.

- People management experience and Client focus

- Control oriented and Risk awareness

About Us :

- JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands.

- Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

- We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.

- We are an equal opportunity employer and place a high value on diversity and inclusion at our company.

- We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.

- In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

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