Job Description : 1. Understand Credit Risk Ecosystem - Tools & Applications, Policies, procedures, guidelines required to perform the Credit Analysis of the Real Estate Borrowers; and be abreast with the changes in the procedures & guidelines. 2. Develop strong understanding of various techniques & methods of credit analysis, accounting treatments, financial adjustments etc. 3. Build expertise in the North American Commercial Real Estate sector and regularly track sector developments on an on-going basis. 4. Perform Quantitative and Qualitative Credit Analysis of Real Estate Borrowers / facilities, exercise judgement when needed and calculate Risk Ratings independently within the stipulated timelines based. 5. Develop and maintain open communication channels with Credit Analysts / Associates and Executives. Independently handle calls/queries/rating discussions with Underwriters and Credit Executives 6. Mentor and train junior analysts in the team on fundamentals of credit risk analysis, internal systems & processes; and supervise/ review their work 7. Contribute to various firm-wide projects focused on improving efficiencies, risk technology, enhancing risk reporting, regulatory compliance, etc. Qualifications : MBA / PGDBA (with Finance specialization) / CA - 5-7 years of experience in credit risk; experience in real estate sector is preferred - Strong understanding of corporate finance and financial statements, including ratio analysis, cash flow analysis, and basic accounting principles - Attitude and aptitude to learn and enhance knowledge of credit risk analysis; and passion for real estate sector - Deadline orientation; strong attention to detail and high accuracy - Proficient in the use of Microsoft desktop tools (MS Word, Excel and Power Point) and ability to learn new tools, techniques and applications - Ability to work proactively & independently, as well as in a team environment - Strong & Effective communication skills - both verbal & written; and good interpersonal skills to be able to effectively present analysis and build strong relationships with stakeholders at various hierarchies - We recognize that our people are our strength and the diverse talents they bring to our global workforce is directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. - We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, or disability, or any other basis protected under applicable local law. In accordance with applicable local law, we make reasonable accommodations for applicants- and employees- religious practices and beliefs, as well as any mental health or physical disability needs. About Us : - JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. - Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. - We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. - We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants- and employees- religious practices and beliefs, as well as any mental health or physical disability needs. About the Team : - Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations. - Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment. The apply button will redirect you to an external URL, please apply there as well.

Bangalore

JP Morgan Chase - Associate - Credit Analysis Unit - Risk - Commercial Banking - CTL 

JP Morgan Chase - Associate - Credit Analysis Unit - Risk - Commercial Banking - CTL  ,Job Description for JP Morgan Chase - Associate - Credit Analysis Unit - Risk - Commercial Banking - CTL  in JP Morgan Chase in  Bangalore for (5-7) years of experience. Apply Now!

Job Description for JP Morgan Chase - Associate - Credit Analysis Unit - Risk - Commercial Banking - CTL  in JP Morgan Chase in  Bangalore for (5-7) years of experience. Apply Now!