JP Morgan Chase - Associate - CIB Credit Risk

 The team is comprised of credit officers, credit executives and Analysts and Associates (A&A's). Mumbai based A&As are an integral part of A&NZ CIB Credit Risk team and they assist in (i) accurate assignment of risk ratings to clients and facilities, (ii) monitoring of the portfolio for timely changes in risk ratings and exposures and (iii) new transactions and amendments to existing credit exposures.

Role and responsibilities :

- Monitor an assigned portfolio of diverse financial institutions with a range of products including derivatives, F&O products, Intraday liquidity facilities, treasury management products and securities trading/financing products

- Track portfolio clients/sectors on a continuous basis and update key stakeholders on material developments w.r.t. their clients/ industry and potential ratings impact

- Prepare annual credit reviews for clients in the assigned portfolio (covering macro overview, industry/sector, regulatory, competitor, business and financial analysis) and recommend any changes required in risk ratings and credit facilities

- Contribute to new transactions in terms of credit analysis, client due diligence, discussions with business stakeholders, negotiation of legal documentation and accurate setup of client facilities in risk systems

- Build strong relationships and maintain open communication with credit risk colleagues, Operations, Legal, Middle Office and other stakeholders

- Partner actively with credit risk colleagues in Sydney, Operations and others for on boarding, deal execution, monitoring exposures and regulatory compliance

- Be current on applicable firm-wide risk policies and support the governance, reporting and data quality requirements of the assigned portfolio of clients

Qualifications:

- MBA from Top Tier B-School or professional qualification in Accountancy

Skills and Experience

- 3 - 6 years relevant credit risk management experience. Experience in covering credit risk for financial institutions is preferred

- Ability to understand and analyse financial statements including ratio analysis, accounting standards and financial adjustments.

- Good knowledge of credit analysis process. Prior experience in credit analysis of financial institutions is preferred

- Strong communication (oral and written) and interpersonal skills

- Ability to work proactively & independently as well as part of a team

- Deadline orientation; organized and responsible; high attention-to-detail

- Proficient in the use of MS Word, Excel and Power Point

About us :

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

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