iServeU Technology - Product Manager

Job Location - Bhubaneshwar, Odisha

Compensation - Negotiable

Required Experience - 2+ yrs

About Company:

iServeU is a BaaS (Banking as a Service) company offering Embedded Financial Infrastructure for "Banking, Issuance & Payment" as a service.

iServeU is Asia's leading full stack financial infrastructure company to be your one stop solution for providing innovative customer experience for payment acquiring, issuing, accounts, lending, withdrawal, deposit, remittance, insurance, customer KYC. We are the only switching infrastructure provider that is architected on the latest technology stack and is fully micro-services enabled, distributed and cloud native (allowing fully elastic cloud deployment and reducing infra-costs by approx. 80% of usual costs). Our solutions are deployed across 15+ major banks in the country such as State Bank of India, India Post Payment Bank, NSDL Payments Bank, Kotak Mahindra Bank, UCO Bank, Canara Bank, ESAF Small Finance Bank and more. Headquartered in Bhubaneswar, Odisha with offices in Delhi, Bangalore, Mumbai and Dubai, we have more than 500 + employees, out of which 350+ are software engineers trained on building products around digital banking and digital payment processing. We are on boarded as an ASP (Application Service Provider) with NPCI and are also a certified partner of NPCI Partner Program for all products offered by NPCI. "

We are always on the lookout for passionate individuals to join our dynamic team. If you're eager to grow your career, make a meaningful impact, and collaborate with like-minded professionals, this is your chance to be part of our journey. Don't miss the opportunity to contribute to our success story!

Company Website: [https://iserveu.in/]

Job Purpose

Roles & Responsibilities:

As product manager you'll be identifying customer needs and business objectives to build world-class fin tech products for our customers.

Areas of Responsibility (AOR)

- Strategy Management (short term tactics & market intervention)

- Product Innovation/Monitoring

- Innovation Management

- Product Offerings & Launch

- Continuous Improvement & Competitive Analysis

- Being the bridge between field and Head-Office

Success Indicators:

- Gross Revenue

- Net margin through ideal product mix

- Service provider partnership

- Field support/issue resolution

- New products/tie-ups/processes

Work Activities:

- Owning and devising the overall product strategy

- Responsible for driving the product strategy and executing the Business/Customer need by integrating with the Sales and Corporate teams

- Ownership of the product effectiveness improvements in all aspects of the product & value creation chain

- Managing the relationship with the banks, NBFC, service provider partner network

- Responsible for direct market interventions, driving the profit margins through

Ideal product mix

- Great learning opportunity for full product development cycle for multidisciplinary role - strong understanding of product, UX, design, finance, legal and operations revolving a product

Key Relationships:

- Internal: Direct reporting to the Executive Director/Product Management Head

- External: Managing the relationship partners, HO stakeholders & field force

Competencies:

- Strong communication, interpersonal, project management and analytical skill

- Have a perfect understanding of the product and organize itself to meet all the target orientated and self-managed, good negotiator

- Having knowledge and expertise in UPI /POS/ Digital payments/ Payment gateways/ Transactional banking/neobanking will be given more preference.

Eligibility-

- Bachelors Degree in Engineering

- MBA preferred

- Minimum 2- 3 years experience in working as a product manager in a tech company

- Knowledge of fintech / financial services / payment / banking industry is preferred

- Good understanding of product development lifecycle, tools, competitor analysis and sound business judgement