Investment Advisor - High Net Worth/Business Banking Clients

Job Role and Responsibilities :

- Ensure that KYC (Know Your Customer) norms are met

- Determine the constitution of variant i.e., the type of enterprise and kinds of account like Limited Liability Partnership (LLP)

- Ensure that for every account sourced current documentation is complete from that particular account like Memorandum of Association (MOA) and Article of Association (AOA)]

- Facilitate the client on exports and imports

- Build a healthy asset base Secured and unsecured loans, seamless and superior service delivery, compliance with key regulatory and bank level requirements, achieving the target set on Trade/Forex and Business Loans

- Take balance sheet audit - Auditor's notes and profit & loss account of the entity as per the Indian Accounting rules

- Working Capital To apply Maximum Permissible Bank Finance (MPBF) for assessment of the working capital to calculate the limit

- Receive collateral from client in form of security

International Trade : Facilitate clients in exchanging of currency by completing the formats in terms of papers (which is mandatory as per the norms)

Deliverables :

- Visit with Wealth Managers to their clients for joint calls

- Provide training and knowledge related to wealth markets to the Relationship Managers

Product/Customer Handled :

- High Net worth/ Business Banking clients

Skills and Competencies :

- Ability to research information from various sources on Business Banking and process the information to make informed decisions

- Knowledge and understanding of Business Banking products and legislation

- Ability to ensure compliance through regular process checks and self-audit scores

- Managing relationships to improve relationship value of existing customers

- Ability to coach and train the wealth managers