Internal Auditor - Credit Thematic Audit - Financial Services Industry

Internal Auditor - Credit Thematic Audit

- As the Internal Audit - Credit Thematic Audit, you will be responsible for planning, executing, and reporting on audits related to credit risk management and associated processes.

- You will work closely with stakeholders to assess the adequacy of internal controls, identify gaps in policies and processes, and recommend improvements to mitigate risks and enhance operational efficiency.

Key Responsibilities:

- Audit Planning: Lead the planning phase of credit thematic audits by developing clear and concise risk/control matrices and audit programs.

- Collaborate with stakeholders to identify key areas of focus and establish audit objectives.

- Audit Execution: Ensure the timely commencement and completion of audit assignments by the audit team, adhering to prescribed schedules and audit policies, procedures, and standards.

- Conduct audit fieldwork, gather evidence, and perform testing to assess the effectiveness of internal controls.

- Risk Assessment: Objectively assess the adequacy of internal control systems, policies, and processes related to credit risk management.

- Identify gaps in the design of internal controls and evaluate their impact on the organization's risk exposure.

- Recommendations: Effectively recommend improvements to policies, processes, and operating practices based on the analysis of risks and gaps identified during the audit.

- Provide actionable recommendations to mitigate risks, enhance controls, and improve overall governance and compliance.

- Reporting: Prepare comprehensive audit reports documenting audit findings, observations, and recommendations in a clear and concise manner.

- Present audit findings to management and stakeholders, highlighting areas of concern and opportunities for improvement.

Requirements:

- Degree in Finance, Accounting, Business Administration, or related field.

- Master's degree or professional certification (e. g. , CIA, CISA, CPA) is preferred.

- 5-10 years of experience in internal audit, with a focus on credit risk management and thematic audits within the banking or financial services industry.

- Strong understanding of credit risk management principles, internal control frameworks, and regulatory requirements.

- Demonstrated experience in audit planning, execution, and reporting, with the ability to develop risk/control matrices and audit programs.

- Analytical mindset with the ability to objectively assess risks, identify control deficiencies, and recommend practical solutions.

- Excellent communication and interpersonal skills, with the ability to effectively interact with stakeholders at all levels of the organization.