Job Requirement:
- Handling of Corporate credit documentation and finalizing the same from legal point of view.
- Finalizing the terms and conditions for the lending from legal point of view and advising the business team on the precautions to be taken in documentation.
- Handling of documentation related to project finance such as power, infrastructure, road construction, port sector, real estate funding.
- Handling of consortium lending documentation and loan syndication documentation.
- Advising business on debt restructuring, risk participation documentation.
- Advising branches and business units on branch banking issues and customer complaints.
- Guiding the team members in documentation and other issues raised by business units/branches.
- Finalization of plaints, written statements/replies to be filed before courts, DRT, Consumer Forum, Banking Ombudsman etc.
- Guiding the branches and business units in recovery matters and cases filed against banks.
- Providing guidance to branches and business units in criminal cases and successfully protecting officers and top management personnel from criminal actions faced at the instance of customers/Law Enforcement and Regulatory Authorities.
- Briefing of advocates and counsels in litigation matters.
- Attending courts/tribunals as and when required.
Strengths:
- Good Team player, leadership skill, ability to motivate the team to achieve common goal.
- Maintain customer focus and high level of quality of work.
- Excellent communication and presentation skills.
- Well conversant with laws applicable to banking business, property and corporate laws; RBI guidelines, SEBI guidelines, IPC, CrPC.
- Well conversant with recovery laws such as Civil Procedure Code, DRT Act, SARFAESI Act, Insolvency and Bankruptcy Code.
- Ability to think independently and function effectively in a high volume fast-paced environment.
- 15-20 years of experience in a legal department of Bank- public sector or private sector.
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