Posted By
Posted in
Banking & Finance
Job Code
1365598
The candidate will be required to acquire NTBs in ELC segment & deepen wallet share in existing portfolio of clients. Candidate should have experience is undertaking credit risk appraisal & presenting the proposal to relevant forum/s for sanction. Should be able to achieve budgets set by Bank's management & bring aggressive growth through SANCTION & DISBURSEMENT of NTBs in ELC .
Specific Roles and Responsibilities:
1] Responsible for new client acquisitions as well as maintaining and enhancing the existing portfolio of ELC group
2] Ability to structure the facilities as per the client's need and bank's strategy ensuring optimum profitability & sustainability of the business within the regulatory framework.
3] Should have knowledge of the local market where he / she knows the leading ELC Clients,
4] Undertake credit risk appraisal, prepare appraisal notes, term sheets & financial model and engage with credit team to resolve queries and present the case to relevant senior management forums for sanction.
5] Engage & co-ordinate with various internal teams for relevant approvals, documentation, limit setup, disbursement, post-disbursement compliances and monitoring. Ensure end-to-end transaction execution from origination to completion.
6] Engage and maintain senior management relationships of ELC clients to deepen wallet share, negotiate pricing & cross-sell other banking products like CMS, salary a/cs, corporate cards and insurance.
7] Responsible for monitoring and maintaining credit health of the portfolio & take appropriate steps to proactively mitigate any sign of stress in the portfolio
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Posted By
Posted in
Banking & Finance
Job Code
1365598