- Responsible for credit appraisal and monitoring for the region
- Managing team of Credit Managers & sanctioning cases as per norms
- Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the region assigned.
- Underwriting & Making proposals of LAP and other products as per location requirement
- Analyzing the portfolio health and risk involved in particular segment of assets & profile and giving timely feedback to sales team.
- Ensuring portfolio quality is maintained at the highest standards and delinquency is under control.
- Building and leading a highly effective team.
- Striving for continuous improvement in productivity.
- Review and upgrade vendor service quality.
- Market Research and Feedback for credit policy and new product launch based on market conditions.
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