IndusInd Bank - Regional Credit Manager - Business Loans

- Appraisal of proposals with compliance to credit norms after understanding the intricacies of the cases

- Maintaining high decision TAT, low error rates and ensuring compliance to policy norms

- Assessing the credit worthiness & genuineness of the client keeping in view the ability & intention to repay

- Evaluating the financials of clients

- Close coordination with internal functions like Sales/ Collections/ Operations and with taking care of disbursal parts of loans

- Procedures to discourage defaulting customers

- Meeting with customers & sourcing channels along with referral checks as needed to create good business relationships and keep credit risk to a minimum

- Audit

- Imparting training to team as well all the other stakeholders periodically