IIFL - Area Credit Manager - Unsecured SME Loans

- Research and evaluate clients credit worthiness

- Create credit scoring models to predict risks

- Approve or reject loan requests, based on credibility and potential revenues and losses

- Negotiate loan terms with clients

- Monitor payments

- Maintain records of loan applications

- Follow up with clients to manage debt settlements and loan renewals

- Ensure all lending procedures comply with regulations

- Develop, review and update our company's credit policies