Position Title : Senior Associate - Credit  Department : Origination - IFMR Capital  Location : Chennai  Organizational Overview :  - IFMR Capital's mission is to provide efficient and reliable access to debt capital markets for institutions that impact low income households. These include rural & urban micro finance institutions, retail NBFCs, and housing finance companies. IFMR Capital connects these institutions with capital markets and investors such as banks, insurance companies, and mutual funds through financial tools such as securitization, credit enhancement and debt structuring.   Job Objective :  - To perform quarterly financial, operational and portfolio reviews of IFMR Capital partners across sectors, prepare credit notes, and provide recommendation in order to assist in taking further credit exposure on the IFMR Capital's partners, to develop a thorough understanding of the underlying sectors to assess the sector risks such as credit risks, regulatory risk,economy risk etc. To cover clients to assess the ground level credit risks and to be able to identify early warning signals.   Key Accountabilities :  Job Description :  - To be able to carry out independently detailed quarterly financial, operational and portfolio reviews of IFMR Capital partners and provide credit recommendation with minimal supervision  - To perform sector bench-marking across players of the underlying sector and detailed analysis of the operational drivers in the sectors and become a sector expert in a span of next one/two years  - To ensure liaising between business and other internal teams to ensure timely approvals  - To visit clients to assess the ground level operational risks  - To maintain an up-to-date knowledge of the wider policy, regulatory environment and recent development in the sector  Specifications -Qualifications, Experience, & Competencies :   Minimum Qualifications : MBA/ CA   Minimum Experience :  - Two to three year of relevant experience in the financial sector preferably in the non-banking finance sector  - Understanding of credit risk modelling for loan portfolios  - Have an advanced level understanding of mortgage of immovable and hypothecation of movable properties  - Should have experience of assessing credit based on cash flows  - Have an advanced level understanding of rating transitions and loss modelling  Skills Required :  - Adaptable, confident, reliable and motivated graduates with strong time management skills and the ability to work effectively under pressure.  - Ability to multi task and deliver qualitative outputs consistently at short deadlines  - Excellent communication skills. Fluency in English is must.   Must Have skills :  Understanding of credit risk modelling for loan portfolios  - Have an advanced level understanding of mortgage of immovable and hypothecation of movable properties  - Should have experience of assessing credit based on cash flows  - Have an advanced level understanding of rating transitions and loss modelling

Chennai

IFMR - Senior Associate - Credit 

Job Description for IFMR - Senior Associate - Credit  in Northern Arc Capital in  Chennai for (2-3) years of experience. Apply Now!