ICICI Home Finance - Treasury Front Office Role

Role and Responsibilities:

- Liaison with Banks for longer tenor loans including borrowing through National Housing Bank (NHB)

Regularly checking on the servicing of liabilities

- Studying all relevant policies and circulars and forecasting and regularly reviewing of various applicable limits to ensure compliance

- Record all cash flows items accurately and discuss fund position with the operation team to ensure all inflows and outflows are correctly recorded incl. liability repayments and memo approvals.

- Ensuring minimum average idle funds in the operating current accounts of treasury except in case required to meet regulatory requirements by assigning reasonable disbursement amounts

- Preparing approval notes and taking approvals from competent authorities as required prior of raising funds or making investments.

- Sanction letter and agreements to be reviewed critically and modifications required shall be negotiated with lenders. Submitting data required pre borrowings to lenders and investors on time.

- Facilitate con-current, statutory audits and other external professionals for various special audits as required for execution of various assignments.

- Liaison with Ops team and identifying NHB schemes eligible loans for NHB borrowings and ensuring earmarking of same in system

- Liaison with CRAs for availability of rating limits, subscriptions of sectoral reports, etc.

- Continuously engaging with counterparties to better understand the various data required and keep the template updated at all times to reduce TAT

- Prepare and updating a standard IM / Proposal / Agreement for bilateral RTLs

- Computation of WaRoI on monthly basis and estimating WaRoI for future periods and keeping various treasury related MIS updated on real time basis. Incl. for budgeting.

- Reviewing treasury related board notes, ALCO notes, PPTs, PLR reviews and various MIS for management reporting and ensure submission in requisite timelines

- Preparing borrowing and investments related PAC notes and updating it as required

- Develop system to improve TATs, to maintain records and reduce human errors

Experience - Min 2 years

Education - MBA / CA

Role explanation - Need candidate who is into fund raising through NCDs (Non-convertible debenture) or CPs (Commercial papers).