ICICI - Credit Manager - SME & Agri

Position Title : Credit Manager- SMEAG

Location: Pan India

Grade: MM II/ CM I

Job Responsibilities :

- To conduct credit analysis and credit appraisal for clients with 50cr to 1000cr portfolio size

- To ensure stability of income from existing set of clients and exploring avenues for new income generation from existing as well as new clients

- To achieve individual targets and growing account profitability, while maintaining a high service standard and compliance

- To add value to the client and staying ahead of the competition by structuring and implementing innovative deals

- To drive & direct the team of Associate Relationship Managers and product managers to drive business profitability and growth

- To use credit knowledge and knowledge of various products for deal structuring

Key Skills:

- Ability to negotiate deals, with the ability to interact with people at various levels of the organization and outside environment

- Strong sales and relationship management skills.

- Ability to identifying key issues in complex problems/ assignments and analyse those to make effective decisions

- Ability to have a firm grasp of the processes and make changes in system improve performance

Educational Qualification: Graduates / MBA Full Time

Work Experience: 11-15 years experience

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