Relationship Manager - Wholesale Banking Group - MNC
Job Description - Relationship Manager - Multi National Corporate
(Bangalore/Hyderabad/Chennai/Coimbatore/Kozhikode/Hubli/Mysore/Bellary/Mengaluru/Tumakuru)Background: The Multi National Corporate is responsible for maintaining relationships with and servicing large and mid-corporates with turnover greater than ` 5.00 billion p.a. It provides end-to-end banking solutions across the financial spectrum ranging from transaction banking solutions, term loans, treasury and risk management solutions, structured products, M&A advisory and investment banking in collaboration with multiple product groups. It is also responsible for appraisal and monitoring of credit limits.
Purpose of the Job: The focus of the Multi National Clients Group is to develop and maintain relationships with Global Multinational corporations which are either present or intending to invest in India. The Group is responsible for providing a comprehensive suite of products to cater to the banking requirements of this niche segment in India as well as at global locations of ICICI Bank in synergy with International Banking group.
Key deliverables:- Credit Appraisal - Relationship manager is expected to understand in detail the client's business, financials and prepare quality appraisal note in collaboration with Risk Management team.
- Documentation - RM facilitates disbursement of funds once sanction is in place through coordination with various internal groups. RM is also expected to complete post-disbursement documentation activities in coordination with control groups such as Legal, Compliance, Credit Middle Office.
- Portfolio management Relationship Manager is required to manage a high quality portfolio of corporate clients.
- Support the Assistant Relationship Manager in achieving business targets, acquiring and on boarding new clients.
- Understand & cross-sell various retail asset & liability products to capture entire ecosystem of corporate clients
Key skills:- Understanding of financial statements such as Balance sheet, P&L A/c & Cash flow statements
- Knowledge of computation of key financial ratios
- Knowledge of Basic Banking products
- Communication and presentation skills
- Basic working knowledge of Word, Excel and PPT