ICICI Bank - Financial Analyst/Credit Analyst

FI Analyst : Credit Analyst for foreign bank and sovereign

Analysis of foreign bank :

- To analyse financial of foreign bank as per CAMEL on the basis of the annual report and rating agency's research reports and prepare appraisal note.

- To analyse/ prepare justification of business requirement (trade / treasury transactions) and recommend limit on the bank as per internal framework

- To engage with Risk Management team to get appraisal note cleared by them

- To present to the sanctioning committees.

Monitoring of exposure :

- To track news/development on foreign banks daily basis

- To track various MIS/reporting on exposures

- To flag off adverse developments to senior management

Analysis of sovereign risk :

- To analyse macro economic indicators of countries

- Other points same as applicable for foreign banks

- Monitoring of exposure: Same as foreign banks

Skills :

- Efficient in spreadsheet / ppt, excellent written /verbal communication

- Written communication has to be of high degree

- Knowledge; Basics in macro economic indicators, bank's balance sheet, trade transactions ( LC, BG) Treasury transactions (swaps, currency buy/sell)

- Attitude; collaboration, stability seeking, team spirit, multi tasking, hard working

Experience :

a) past experience of bank / sovereign analysis through appraisal note

(b) experience of presenting notes to committees