ICICI Bank - Credit Analyst - Small & Medium Enterprise Group

Job Description - Credit Analyst - Small & Medium Enterprise Group

Role Requirement:

- He / she is accountable for the entire credit granting process, including the consistent application of a credit policy, assessment of the creditworthiness of potential customers.

- To underwrite SME proposals based on in-depth financial analysis with an overview of industry and to identify the risk along with mitigates, if any.

- Closely monitor the portfolio

- Personally visiting the prospective and existing customers

- Manage customer credit files and MIS

- Adhere the credit policies and process. Recommend changes in the credit policy to middle management

Product/Customer Handled:

- Working capital, Term loan, Project finance

- SME clients/Corporate Agri clients

Skills and Competencies:

- Ability to engage with various control groups within the organization

- Credit Knowledge: To assess the company's financials (i.e. loss, rating, PAT (profit after tax) etc. of the company)

Job Location - Delhi

Apply only if you have relevant experience.