ICICI Bank - Assistant Relationship Manager - Corporate Banking

Assistant Relationship Manager Corporate Banking

Job Purpose :

- The candidate would be part of the team responsible for managing and growing the existing corporate portfolio of ICICI Bank UK

- Managing existing client portfolio through day-to-day interactions with internal teams, existing/new corporate clients, banks and other intermediaries; growing the portfolio by scanning for business opportunities in interactions with various stakeholders and internal/external contacts

- To enhance business revenue through focused opportunity identification and development in partnership with product management, credit risk control and operations

Key Responsibilities :

- Prepare credit appraisal notes for Corporates within specified turnaround time (TAT). This shall involve the following:

- Detailed financial analysis of the Balance Sheet, Profit & Loss accounts and Cash flows of the Corporate

- Detailed due diligence of the business model and future projections; industry and market research and analysis

- Scanning secondary research reports (including external rating rationales, equity reports etc)

- Where possible, interaction with client companies, their competitors, industry experts and other banks to understand the business and financial profile of the corporates and finalise terms of sanction

- Complete due diligence and internal risk clearance. Present proposals to Bank's credit committees for approvals

- Ensure any post sanction documentation and formalities are completed within defined timelines

- Provide complete support for onboarding of new clients; account opening; ensure completion and updation of KYC formalities in a timely manner

- Regular monitoring of existing clients by preparing and presenting asset reviews, monitoring covenants, KPIs etc and take care of any deficiencies (documentation or otherwise) within the existing portfolio, in a timely manner

- Prepare and maintain detailed account plan on all relationships handled

- Liaise with internal and external parties to complete syndication, sell down or prepayment of loans identified/received by the Bank

- Ensure compliance in all areas of operations

- Identify, analyse and highlight potential opportunities in new and existing clients to the Bank's management. Once approved, action on the same and implement

- Ensure quality standards in services offered to the client by the Bank's operations and product teams, in the context of the Bank's prevailing monitoring systems, operations and risk policy

- Undertake projects and assignment from time to time as directed by the supervisor/senior management

Operating Network :

Major Interaction : Internal External

(Indicate Y/N)

Job Requirements/ Specification :

Qualifications As required by job profile :

Work Experience No of Years Industry Area of work :

As appropriate for the job profile Financial Services Credit appraisal, financial due diligence, account management