Home Credit - Manager - Underwriting - SQL & Analytics

Key Responsibilities:

- Responsible for defining the credit underwriting framework

- Defining the strategies for credit approval and Credit Limit assignment

- Monitoring & meeting the vintage risk levels within the risk appetite

- Defining the framework for repeat transaction authorization for revolving products

- Monitoring & meeting the transaction risk levels within the risk appetite

- Monitoring the incoming credit profiles, score distributions, approval rates etc.

- Close cooperation with business teams like Sales, CRM, Marking, Digital, and Data Science

- Leveraging big data sources like credit bureau data, SDK data, telecom data, Geo data etc. in UW strategies

Desired Skills:

- SQL is must

- Understanding from BFSI industry

- Hands on experience working on underwriting/risk framework

- Analytical mindset