Posted By
Posted in
Banking & Finance
Job Code
1413302
About the job
Job Description :
- Credit Underwriting: Conduct comprehensive credit analysis of loan applications for secured business loans, evaluating the creditworthiness of borrowers, and assessing potential risks involved.
- Team Management: Lead and supervise a team of credit analysts and underwriters, providing guidance, training, and support to ensure consistent performance and adherence to established policies and procedures.
- Risk Assessment: Identify and analyze potential credit risks within loan applications, evaluating collateral, financial statements, credit history, and other relevant factors.
- Loan Structuring: Collaborate with the sales team to structure suitable loan proposals, offering customized financial solutions that align with both the company's and customers' needs.
- Compliance: Ensure compliance with all internal policies, external regulations, and legal requirements related to credit evaluation and approval processes.
- Decision Making: Make well-informed credit decisions based on thorough analysis, ensuring an appropriate balance between risk and business objectives.
- Portfolio Monitoring: Regularly review and monitor the existing loan portfolio, identifying early warning signals and recommending necessary actions to mitigate risks.
- Stakeholder Communication: Effectively communicate credit decisions and recommendations to the sales team and other relevant stakeholders.
- Process Improvement: Continuously review and enhance the credit underwriting process to streamline efficiency and maintain the quality of credit evaluations.
Requirements:
- MBA Degree in Finance or CA Qualified preferably .
- Strong analytical skills with experience in credit underwriting
- Team Handling experience
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Posted By
Posted in
Banking & Finance
Job Code
1413302
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