Head/VP - Fund Raising/Treasury - NBFC/Microfinance Firm

Head/VP - Fund Raising Treasury - NBFC/Microfinance Firm - CA/ICWAI/MBA

Our client is an Middle Layer NBFC (Gold Loan, LAP and MFI) around 1800 employees, 304 Branches.

Role - AVP/VP or Head Treasury

Location - Hyderabad

Org Type - Middle Layer NBFC (Gold Loan, LAP and MFI)

Function - Finance

Team - Treasury

Reports to - CFO

Objective (Purpose of the Job)

To ensure adequate liquidity for short term and long term needs of the Company in form of working capital needs, NCD, Term Loans or Equity, managing liabilities of the Company and invest short term excess cash. To manage all cash management functions and conducts regular ALCO.

Borrowing and Treasury

- Raising funds for the company through Bankers and FI or other sources to run day to day activities

- Managing cash flows requirement of the Company by forecating the short term and long term cash requirement

- Getting the rating of the company done and also maintaining the rating with registered rating agency ( investment grade) for Long term borrowings/ short term borrowings and products like Bonds

- Ensuring tight controls and reconciling of borrowings, Interest Cost, Fund Raising Cost, Investments and Investment Income

- Tracking and meeting the of Borrowing Maturities, Roll Over and raising Fresh Borrowings tranches/ volumes

- Creating innovative and conventional ways of raising funds from various sources.

- Managing risks for the company particularly related to Interest rate risk, Liquidity risk, reputational risk and managing ALM for the company.

- Reporting to regulator, Preparing Management and Shareholders Presentations

- Handling issuance of Bonds/ Securitization transactions and funds from other investors

- Forecast interest expense and income

- Negotiate with banks for various costs and service fees.

- Implement new bank technologies, products and services to improve cash cycle and simplify company operations

- Ensure compliance with internal controls, policies and procedures

- Develop and monitor treasury operational policies

- Manage compliance for Treasury operations.

Mid & Back-office

- Ensuring timely reporting to the respective banks and financial institutions Continuous research on economy, debt markets, for better decision making-

- Handling queries of Banks, Rating Agencies, Internal Auditors, Statutory Auditors, Regulator

- Managing Audits

- Taking end to end ownership of ALCO Process:

- Preparing the entire ALCO deck

- Tracking various economic and regulatory changes to present a detailed analysis. o Competitor Analysis, Tracking Competitor Debt Deals

- Managing monthly Business reviews

Desired Experience & Expertise

Finance/ Commerce / equivalent degree with min 7-15 yrs of relevant experience Should have managed a team of 5-7 people. CA, ICWAI, MBA ( finance) Good financial analysis and management reporting background Strong business acumen coupled with financial prudence. Specific trainings for Treasury management and non conventional ways of raising funds.

Desired Personal characteristics

Excellent interpersonal and communication skills with ability to effectively communicate at all levels of an organization; Highly collaborative and willing to work in a dynamic and challenging environment. Strong relationship skills, including the ability to influence positive outcomes and develop strong partnership/relationship with banks and financial institutions Excellent organization, project management and time management skills

Possess a strong team-oriented philosophy and willingness to go the extra mile to get the tasks completed accurately and in a timely fashion. Ability to think outside of traditional role to evaluate business implications. Self -motivated and high attention to detail.