The role is with a retail NBFC. Looking for applications from NBFCs only The job description is as mentioned below :
- Responsible for entire risk management framework, drive internal controls, systems, processes and standards within the organization to manage credit risk
- Defining the credit policy and ensure all credit exposure complies with policy and capital provisions
- Develop and implement a standardized the process for evaluating credit proposals, allocate approval limits, oversee all lending approvals (assess and approve complex / out of the standard policy applications)
- Understand relevant regulations and best practices and incorporate the same into the risk controls and framework
- Participate in evaluation of new products and business opportunities
- Continuous monitoring of portfolio, and analyze portfolio trends to maintain quality of portfolio within risk parameters. Aid in development of analytical procedures to identify risks as well as opportunities in the portfolio.
- Aggregated and detailed reporting on risk to the board and various internal committees. Provide advice on credit risk issues for effective strategic decision making
Location : Mumbai
Experience : 10 - 25 years
The role reports into the CEO
Only relevant candidates need apply ( risk role )
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