Head - Risk Management - Microfinance Firm

The position is of Head - Risk Management, which will focus on creating, designing and implementing a risk function that supports the strategic goals. The position needs to have a good perspective of all the risk functions with good experience in Credit and Operations risk in a retail financial services company.

- Setting the vision and strategy for the enterprise risk function.

- Design, implementation, review and approval of company-wide risk governance framework that is aligned with strategy and includes the bank's risk culture, risk appetite and risk limits. Building a robust risk management framework and architecture for the Company, bringing together operational risk, credit administration and enterprise risk management.

- Set the vision and strategy for the risk function working in conjunction with all other senior leadership across the Company and develop the annual risk management plan. Building and leading a highly collaborative and proactive risk function that is able to navigate the increasingly complex business and regulatory environment.

- Integrate risk management priorities into the company's overall strategic planning.

- Ensuring a system-wide view understanding and policy making of the combined risks of the business and their inter-relationships (interest rate risk, liquidity risk, operating risk, credit risk, reputational risk, regulatory risk). Establish and implement methodology for timely identification and assessment, on an ongoing basis, of material risks.

- Formulating and articulating a coherent risk appetite and infrastructure, including operating and financial models and hiring plans.

- Embedding a positive culture of confident and informed risk-taking through training, communication and promotion of the agreed risk framework

- Partnering effectively with third parties, regulatory bodies and others, as appropriate and serving as a role model for high personal and corporate ethical values and standards of integrity.

- Responsible for compiling, assessing and reporting risk information to the top management and the Board.