Head - Risk Management - Housing Loan/Loan Against Property

Job Description

CTC: 50-55 Lacs + ESOPS

1. Portfolio Monitoring and Analysis

- To monitor and evaluate performance indicators of the Portfolio and study trends for growth and risk levels

- To review the credit portfolio and propose appropriate corrective measures from time to time

- To review Risk reports developed by Analysts (external & internal), analyze risk perceptions & mitigate risks Portfolio

2. Credit cycle process monitoring and review

- To review and analyze the portfolio to determine delinquency patterns

- To evaluate various key indicators

- To monitor threshold limits for various exposures

- To interact with credit associations or bureaus for information in countering delinquencies

- To monitor credit processes

3. Credit policy vetting

- Vetting of policies & processes/guidelines for new products

- Amendments to policies/processes with regard to managing various risks

- Review compliance of norms laid in policy

4. Ops Risk overview

5. Audit and Compliance

6. Lead design & implementation of any required tool to manage risks properly