Head - Risk Management - FinTech Startup

Head of Risk - Fastest growing Fintech startup (consumer lending)

Role Details:

Quaification: MBA/CA (first attempt) or IIT B.Tech with atleast 8+ years of experience in a retail bank or retail NBFC, Indian or foreign Nice-to-have.

- Responsible for designing and building the risk and underwriting infrastructure for the most innovative consumer lending platform in India.

- Creation of the risk and underwriting policies, infrastructure, development and deployment of underwriting models, risk decision strategies and fraud detection.

- Be involved in the full-life-cycle and straddle credit-and non-credit functions.

- Work closely with Sr. Management team and lending partners in managing Risk/Return of the portfolio, defaults & collections

Requirements: Must-have:

- Responsible for credit underwriting / analysis / appraisal as well as developing the lending norms / rates / policies for all retail lending products offered.

- This would include overseeing Risk for products across Business Loans, Vehicle Loans, Personal loans, Mortgages, Loans Against Property, Loans Against Shares, Micro-finance and Agri-loans.

- Deep knowledge of scorecards, credit policies and risk management in an unsecured context.

- Experience in validating and implementing risk models and strategies

- Atleast 3-5 years of experience in using analytics for credit modeling.

- Passion for using data and algorithm to drive underwriting decisions

- Extreme comfort with technology and working with engineers

- Passionate, creative, innovative and looking to work in a fast-paced and collaborative environment.

- Ability to influence and drive stake-holders Looking for experienced candidates who are.

Apply or call me +919986460308 to know more.