- To ensure that the shape and quality of the Retail Lending Portfolio is in line with the retail company strategy - This is a team lead role. Expected to be involved in - portfolio analytics to understand key risk trends and suggest inputs for Credit Policy changes, model development (application / behaviour scorecards), stress testing, loss forecasting. On a need basis occasionally the person might need to get involved in other areas as well like regulatory requirements - To ensure policy decisions help create the right target portfolio, meet group and regulatory requirements. These should be streamlined to ensure effective and high quality risk assessment. - To provide data / Analytical / Scoring support to all stakeholders in enabling right decision making at all levels and be able to communicate analytical output to stakeholders in a clear concise manner Key Roles and Responsibilities : - Educate, influence, and collaborate with key leaders/stakeholders to identify opportunities for growth and profitability through analytical insight - To provide analytics support to enable policy decisions to grow / reduce the business in line with the business- Risk Appetite and target portfolio. - To translate the policies into the right underwriting standards and ensure that the end-to-end customer lifecycle performance (from underwriting through to collections and recoveries) is in line with expectations. - To monitor the health of the portfolio in terms of both long term vintage performance and loss forecasting. - Active participation in the prioritisation of credit risk scorecards as per the retail client strategy - To collaborate and work closely with Group Scoring team to ensure timely completion and implementation of credit risk scorecards. To drive continuous improvement in cost, quality and speed of the output. - Ensure the upgrading the analytical abilities in the credit space (including system and people capability). - Reviewing the credit scorecards/risk segmentation criteria to evaluate if they remain predictive of risk - Present data analysis findings in a clear and concise manner and offer recommendations based on key insights uncovered

Mumbai

Head - Risk Analytics - Retail Lending Portfolio  

Head - Risk Analytics - Retail Lending Portfolio   ,Job Description for Head - Risk Analytics - Retail Lending Portfolio   in ABC Consultants in  Mumbai for (14-20) years of experience. Apply Now!

Job Description for Head - Risk Analytics - Retail Lending Portfolio   in ABC Consultants in  Mumbai for (14-20) years of experience. Apply Now!