Head - Risk Analytics - Loan Portfolio

- The Role will be responsible for development and oversight of loss models and customer segmentation of the loan portfolios across all Lines of Businesses.

- Be responsible for Credit Loss Forecasting and loan loss reserve for all Lines of Businesses.

- Primary focus will be in applying data mining techniques, doing statistical analysis, and building high quality prediction systems integrated with the products and processes.

- Independently analyzes and work with portfolio risk managers, to evaluate the risk of adding a particular transaction to the loan portfolio.

- Ensure that credit facilities presented are properly graded.

- Actively help determine the loss forecasting results and drivers and present it to executive management and other internal clients.

- Lead advanced analysis to assess relationships and patterns driving loss performance.

The Candidate :

- 10+ years in Finance domain and proficient in modeling and scorecard development.

- Experience in Fraud management & Analytics, Credit risk analytics, and Loss forecasting and reserves.

- Technical Knowledge and Skills required - Statistical Modeling Technique, SAS, SQL, Decision Tree etc.

- Ability to work with multiple technologies, especially in usage and deployment in Public / Private Cloud based, SaaS, PaaS and IaaS environments

- Experience in overseeing / managing enterprise-wide Analytics Infrastructure, Data Warehouse using Columnar databases with Statistical platforms like SAS/SPSS/R/Python